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Algarve Property Buying Guide: Prepare for Casa Vista’s Upcoming Luxury Launch

  • Writer: Nick Houwen
    Nick Houwen
  • Aug 20
  • 2 min read

If you’ve been dreaming of owning a property in the Algarve, now is the perfect time to start preparing. Casa Vista Realty is set to launch a stunning collection of luxury properties at the end of 2025, and knowing the ins and outs of buying in the Algarve will ensure you’re ready to act when the opportunity arises.


Our Algarve property buying guide will walk you through the essential legal steps, property taxes, and practical tips for both EU and non-EU buyers, so you can confidently navigate the purchase process.



Praia da Bordeira
Praia da Bordeira - One of the many beautiful peninsula's found in the Algarve region

Step-by-Step Algarve Property Buying Guide


Here’s everything you need to know after selecting your dream property.


For EU Nationals


  1. Sign the Promissory Contract (Contrato de Promessa de Compra e Venda) Secure your property with a deposit (typically 10–30% of the price). The contract outlines payment schedules, deadlines, and any conditions like financing or surveys.


  2. Legal Due Diligence Hire a lawyer to confirm ownership, check for debts or mortgages, and verify municipal licenses and planning permissions. Optional property surveys are highly recommended.


  3. Property Taxes & Fees

    • IMT (Property Transfer Tax): Progressive rates depending on price (example: €400,000 primary residence ≈ €9,000).

    • Stamp Duty: 0.8% of purchase price.

    • Notary & Registration Fees: ~1–2%.


  4. Sign the Final Deed (Escritura Pública de Compra e Venda) Pay the remaining balance and taxes to legally transfer ownership.


  5. Registration & Handover Register at the Land Registry and transfer utilities and insurance. The property is officially yours.



For Non-EU Nationals


Non-EU buyers follow similar steps with a few additional considerations:


  1. Promissory Contract Ensure the property isn’t in a restricted area such as coastal, agricultural, or border zones.


  2. Legal Checks & Permissions Some properties may require government authorisation. Your lawyer will ensure all legal requirements are met.


  3. Taxes & Fees Same as EU nationals, but non-EU buyers may need a fiscal representative in Portugal.


  4. Sign Final Deed & Registration Transfer remaining balance, pay taxes, and register property.


  5. Handover Transfer utilities and insurance—your Algarve property is now officially yours.



Extra Tips for a Smooth Purchase


  • Check restricted areas if you’re a non-EU buyer.


  • Golden Visa eligibility can apply for non-EU investors.


  • Property surveys are highly recommended for older or rural homes.


  • Financing considerations: Non-EU buyers may face stricter lending limits.


  • Timeline: Legal checks: 2–4 weeks; final deed & registration: 1–2 weeks.



Prepare for Casa Vista’s Luxury Property Launch


By the end of 2025, Casa Vista Realty will be unveiling brand-new luxury properties in prime Algarve locations. Preparing now with our Algarve property buying guide means you’ll be ready to secure your dream home as soon as these exclusive listings become available.


Get in touch with Casa Vista Realty today for expert guidance and to stay ahead of our upcoming luxury launch. Don’t miss your chance to own a piece of Algarve’s most coveted real estate.



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